Why Instant?

We strive to give every working American fee-free access to their earned wages, when they want, where they want, and how they want.

Free of Fees Earned Wage Access

It’s Fee-Free

Instant is pioneering the fee-free
approach to earned wage access.

Earned Wage Access

We Help Retain Employees

Stand out to top talent with pay as your

Earned Wage Access Free of Fees

We Use Pay For Good

We believe financial freedom has the
potential to revolutionize society.

Helping Your Employees Reduce Financial Anxieties Elevates Their Satisfaction and Performance

Companies offering Instant’s earned wage access solutions experienced significant improvement in employee retention, application, and absenteeism.

Reduction in Turnover
Increase in Job Applicants
Reduction in Absenteeism

Reduce Turnover Costs with Instant

Use our turnover and savings calculator to see how you could save annually with Instant’s fee-free earned wage access solutions.

Enter your information



Reduction in turnover using instant 27%
Your Current Total Annual Cost of Turnover
Adjusted Cost of Turnover
Annual Savings by Using Instant

Talk to a member of the Instant Financial team today to learn how your organization could save up to $ annually.

* The calculations provided in this example are for illustrative purposes only, and are based on an average expected decrease in turnover of 27%, as achieved by existing Instant Financial clients. Actual savings achieved may vary.

Meet Our Products

Whatever business you operate, we have a solution founded on offering your employees the financial freedom they deserve.


With Instant Pay, your employees will be able to:

⦿ Claim a portion of pay after each shift, free of fees

⦿ Make purchases anywhere Visa® is accepted

⦿ Transfer wages to a bank account

⦿ Track their pay and spending with the Instant app

And know that you’ve got their backs!


Discover a whole new way to deliver tips that differentiates you from the competition, and builds an organizational culture that shows you’ve got your employees’ backs.

⦿ Get tips paid out instantly after a shift

⦿ Keep staff safe by going cashless

⦿ No integration – go live in days

⦿ Keep an audit trail of tips paid to staff

And think of your business as one that’s got their backs.


Simplify your mileage reimbursement process with Instant Miles.

⦿ Reimburse employees for miles driven, instantly

⦿ Get clear and easy audit trail

⦿ No integration required – go live in days

And think of your business as one that’s got their backs.


With Instant Card, employees will be able to:

⦿ Access their pay instantly, without fees

⦿ Make purchases anywhere Visa® is accepted

⦿ Access over 37,000 surcharge-free ATMs

And know that you’ve got their backs!

instant card physical and also in mobile wallet
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Talk to a member of our team today.

Want to learn how Instant’s no-fee earned wage access solutions can help your employees and your organization? Connect with us below.