Empowering working lives

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The current method of paying employees is failing hourly-wage workers. Three-quarters of working Americans live paycheck to paycheck, unsure if they’ll get paid for their earned work by the time their bills are due. For many, that means skipping meals, selling possessions, taking on any extra work or going through extreme measures - just to make ends meet.

Several turn to high-interest payday loans to bridge the gap, but that compounds the issue. A staggering amount is charged in fees and interest rates on loans that are typically used to pay for food and rent. In 2017, workers spent $188 billion in lending service fees and interest charges. To put that into perspective, that’s four times the US education budget. This problem is putting an additional burden on everyday workers, and it deserves a solution. It’s the reason we do what we do.

Our mission is to fix the pay frequency problem at its root by providing businesses and their employees with an instant pay platform. In changing how money moves, we empower those who need it the most to achieve the financial well-being they need to take charge of their lives. We’ve found the solution and now our goal is to put it in the hands of millions of working Americans.

Our Values

Integrity
We always do the right thing over what’s easiest — no exceptions.
Service
We care about our customers and feel a great responsibility to empower them to live better lives.
Mission
We recognize and accept the responsibility that comes with the impact Instant has on employers and the lives of their employees.
Urgency
We’re hungry and understand we must move at a very rapid pace to win.