The Best Benefit You Can Provide

We believe the traditional pay cycle is dated. We’re setting the new standard in earned wage access by letting employees cash out as soon as they clock out.

Instant Pay - Earned Wage Access

Crafted With You in Mind

A no-friction, no-fee way of delivering earned wage access to your employees, anytime they need it.

Instant Pay Card

Your Employees Deserve Better

Earned wage access that helps bridge the gap between workday and payday, allowing employees to take control of their finances.

Instant Pay Benefit

Earned Wages Built for Today

Employees are looking to align themselves with employers that share their values. Instant understands that, empowering you to offer benefits that matter.

An Overview of Instant Pay

Your employees are the lifeblood of your business. Give them the benefit they deserve, with fee-free access to their pay, the same day they work. Improve retention, reduce turnover and create a workforce of engaged staff, with Instant Pay.


App Store Review


4.6 out of 5

4.6 out of 5


I love always being able to check my account balance right when I open up the instant app and I haven’t had a single problem with the card transactions. Thanks, Instant!

Jaguar Scout, Apple App Store Review

How Does Instant Pay Work?

Empower your employees with fee-free earned wage access, in just four simple steps.

Instant Pay Step 1 to bridge workday and payday
Instant Pay Step 2 to bridge workday and payday
Instant Pay Step 3 to bridge workday and payday
Instant Pay Step 4 to bridge workday and payday


Employees enrolled in Instant Pay will see two transactions:

Learn more about Instant Pay

Download our ‘Instant Pay at a Glance’ overview resource to learn more about our fee-free earned wage access product.

Instant Pay Benefit for Employees

Employees? Advocates.

Instant Pay Benefit for Employees

With Instant Pay, your employees will be able to:

⦿ Claim up to half of their pay after each shift

⦿ Make purchases anywhere Visa® is accepted

⦿ Access over 37,000 surcharge-free ATMs

⦿ Transfer wages to a bank account

⦿ Pay their bills online

All made possible by the industry’s leading fee-free earned wage access solution

Instant Love From the Ones Who Matter Most

Giving employees instant access to their pay, without requiring them to do or
pay anything in return is a recipe for pure love.

Instant Pay - Improve Engagement and Retention

Improve Engagement and Retention

By offering Instant Pay as a benefit, and not charging employees, you’re empowering your talent to have more control over their wages.

Instant Pay - Boost Your Bottom Line

Boost Your Bottom Line

Save on the expense of recruiting, onboarding, and training new workers with an on-demand pay solution that cares about your bottom line.

Instant Pay seamless integration with payroll and HCM systems

Business As Usual

Instant integrates seamlessly with leading payroll and HCM systems, making set-up seamless. Plus, we’re compliant with wage and labor laws in all 50 states.

Powered by the Instant App

Instant Pay app - earned wage access app

With the Instant app, your employees can:

⦿ Get paid the same day they worked

⦿ Receive notifications when their pay is ready

⦿ Track pay and spending

⦿ Transfer money to a bank account

⦿ Pay bills and make purchases online

⦿ Use Instant account for savings

Instant Pay app - earned wage access app
David Bode

David Bode

Checkers and Rally’s, Sr. Director People Support

“Based on the success of the pilot, the company rolled out the platform to all of our 250 company stores. [Instant] helped the company’s recruiting and retention efforts. We were finding that employees were asking, ‘Do you have any shifts that I can pick up?’”

Ready to make a difference in the lives of your employees?

Schedule a quick chat with the Instant team and learn how our fee-free earned wage access solution can help you instantly.


There are no fees associated with getting Instant Pay funds loaded to cardholder account, but cardholder may incur fees associated with using out-of-network ATMs. Please refer to cardholder agreement at