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REAL-TIME TRANSFERS PRIVACY POLICY

CheckFreePay Digital Payment Service Privacy Policy

The Digital Disbursements Payment Service is provided by CheckFreePay Corporation and CheckFreePay Corporation of New York, each a wholly owned subsidiary of Fiserv, Inc.

1. Introduction. This Privacy Policy describes the types of “Personal Information” (information that is identifiable to a particular person) that is collected (directly or through service providers) in connection with the Digital Disbursements Payment Service (the “Service”) offered through app.instant.co (the “Site”), and how that Personal Information is used, shared and protected. Some of this information is required by U.S. federal law or other law. For residents of the State of New York, CheckFreePay Corporation of New York is the operator of the Service. For residents elsewhere, CheckFreePay Corporation is the operator of the Service. In this Policy, “CheckFreePay” or “we” or “us” refers to the operator applicable to you. Both CheckFreePay Corporation of New York and CheckFreePay Corporation are wholly owned subsidiaries of Fiserv, Inc.

2. Eligibility. The Service is offered only to individual residents of the United States who can form legally binding contracts under applicable law. Without limiting the foregoing, the Service is not offered to minors. Other restrictions and eligibility requirements apply as described in the Digital Disbursements Payment Service Terms of Use or other disclosures on the Site. We do not knowingly collect any Personal Information from or about individuals under 18 years of age. Please do not submit such information to us, and as a parent or legal guardian, please do not allow your children to submit personal information without your permission. By using the Site and/or the Service, you represent that you meet these requirements and that you agree to the terms of this Privacy Policy.

3. Scope. CheckFreePay offers other products and services, some of which are available through other organizations such as banks, credit unions, brokerage firms, and Internet portals. This Privacy Policy applies only to the Digital Disbursements Personal Payment Service offered at the Site (via browser or the Mobiliti mobile app, for which you received additional privacy disclosures). Other CheckFreePay products and services offered through other websites or organizations may be governed by different terms. For more details on what your rights and obligations are when using the Service offered on the Site, please also refer to the Digital Disbursements Payment Service Terms of Use and other notices and disclosures you may be provided regarding the Service.