Instant Financial's Executive Team

Tal Clark | Chief Executive Officer

Tal joins Instant Financial having spent the past two years as a member of Instant Financial’s Board of Directors, and as co-founder and CEO of CoFlyt, an intelligent aircraft inspection, maintenance and schedule tracking platform. Previously, Tal worked at Money Network as a member of the prepaid card team, which was sold to First Data in 2008. Tal continued his career at First Data in various leadership roles through 2018, including his role as General Manager of the Money Network business.

Tal received his MBA from the University of San Francisco, and his BS from Mississippi State University. Tal spent six years with the United States Marine Corps, where he flew the CH-46, including service during Desert Storm. He and his wife Janie have been married for 32 years and currently reside in Pensacola, Florida.

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Steve Barha | Founder and Chief Operating Officer

Headshot of Steve Barha, Founder of Instant Financial

As the Founder of Instant Financial, the pioneer of no-fee no-interest earned wage access, Steve is dedicated to fixing the pay frequency problem that exists across North American and around the world.

Steve has spent the past two decades utilizing the key principles of operating with integrity and acting with urgency to develop and scale successful technology companies. At Instant, Steve brings an extensive background delivering financial technology to both underserved consumers and large enterprise corporations.

Prior to Instant, Steve served as both the CIO and EVP of Mobile for TIO Networks (NASDAQ: PYPL) leading the mobile business unit while driving the company’s engineering, IT, and product teams. Steve was also previously the Founder & CEO of Santra Technology, the pioneer of Web Services QoS and performance monitoring, along with holding senior management positions at Saba (NASDAQ: SABA) and TELUS Enterprise Solutions (TSE:T).

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Jeff Camp | Chief Financial Officer

Jeff Camp is Instant Financial’s Chief Financial Officer, where he leads all finance and accounting related activities for the business. Jeff brings significant experience growing fintech and SaaS companies backed by venture capital and private equity. He is based in Atlanta, GA.

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Chip Harden | Chief Revenue Officer

Harden joins Instant Financial after having spent his career in sales leadership roles within the financial services space, including senior positions at Ondot and First Data. In his role as Chief Revenue Officer, Harden oversees the sales and business development teams, with a goal of fostering deeper relationships with Clients and working with strategic partners to drive Instant’s upward revenue trajectory.

Chip is located in Atlanta, GA, where he serves on the Technology Association of Georgia’s FinTech board. He holds a Bachelor’s in Marketing from the University of Alabama and an MBA from the Georgia Institute of Technology.

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