Instant Financial

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Delta + Instant:

First Class Service.
First Class Payroll.

Delta already delivers a world-class experience in the skies. Instant brings that same speed, reliability, and care to payroll, giving Delta team members fast, dependable access to the wages they’ve earned.

Delta + Instant:

First Class Service.
First Class Payroll.

Delta already delivers a world-class experience in the skies. Instant brings that same speed, reliability, and care to payroll, giving Delta team members fast, dependable access to the wages they’ve earned.

Their Direct Route to Instant Earnings

Delta sets the gold standard for customer excellence. Every on-time departure, every personalized interaction, every seamless connection — it’s all built to serve people.

That same dedication extends to the Delta team. From profit sharing to wage increases and savings programs, Delta has consistently invested in financial wellness. The next natural step? Instant’s Earned Wage Access — a first-class payroll upgrade that puts employees in control of their earnings at zero cost to Delta.

Why Now

of employees live paycheck to paycheck.

want to be paid the same day they work.

of employees live paycheck to paycheck.

want to be paid the same day they work.

EWA meets employees where they are, giving them choice, flexibility, and peace of mind.

Their Direct Route to Instant Earnings

Delta sets the gold standard for customer excellence. Every on-time departure, every personalized interaction, every seamless connection — it’s all built to serve people.

That same dedication extends to the Delta team. From profit sharing to wage increases and savings programs, Delta has consistently invested in financial wellness. The next natural step? Instant’s Earned Wage Access — a first-class payroll upgrade that puts employees in control of their earnings at zero cost to Delta.

Why Now

of employees live paycheck to paycheck.

want to be paid the same day they work.

of employees live paycheck to paycheck.

want to be paid the same day they work.

EWA meets employees where they are, giving them choice, flexibility, and peace of mind.

Two Standards. One Philosophy.

Two Standards.
One Philosophy.

chart showing delta and instant standards
chart showing delta and instant standards

The ROI of Employee Care

Even world-class employers face industry-wide headwinds. Instant’s EWA helps Delta stay ahead:

27% reduction in turnover → stronger retention and experienced teams.

30% increase in job applications   → a competitive hiring advantage.

25% reduction in absenteeism → more reliable staffing and fewer disruptions.

By offering on demand pay, Instant helps Delta attract and retain top talent–critical in a market challenged by labor shortages, rising labor costs, and margin pressures.

Estimated Impact for Delta:

Over $10.5M annual savings in acquisition and training costs.

Your Current Investment in People:

$1.4B in profit sharing payouts in 2024.

$132M in Emergency Savings Program contributions from Delta in 2023 and 2024.

$500M in wage increases (4% rise in June 2025 for flight attendants & ground crew).

The Instant Advantage

EWA gives employees flexibility and security without disrupting payroll schedules. When financial stress is reduced, turnover drops and performance improves.

EWA with Instant is available at no cost to all of Delta’s 60,000 estimated US hourly employees.

Instant can save Delta $10,500,000+ annually in acquisition and training costs

Adding Earned Wage Access isn’t just another benefit. It’s a statement. It says to your people: We see you. We value you. We care.

From Recruitment to Retention — EWA is the First-Class Upgrade That Pays for Itself.