No Tax On Tips: Tip Income Workers’ Perceptions

Instant Financial surveyed over 570 hourly workers—primarily in food service and hospitality—to understand how the No Tax on Tips policy could impact their lives. The findings reveal overwhelming support for the policy, deep reliance on tip income, and the growing importance of on-demand pay.

Download the full report to uncover:

• What restaurant operators can do to stay competitive in a tight labor market
• Why 83% of tipped workers support tax-free tips
• How frontline workers use tips to cover basic living expenses
• The role of digital tipping and early wage access in employee retention and stability