Welcome to
The podcast where we explore the intersection of payroll innovation, fintech disruption, and the future of work.
Hosted by Tal Clark, a fintech industry veteran and CEO of Instant, this series dives into the trends transforming how America’s hourly workforce gets paid—from earned wage access and digital payroll to the evolving role of employers in driving financial wellness.
Each episode features expert insights from HR leaders, fintech pioneers, enterprise employers, and industry analysts who are shaping what’s next in financial services. Whether you’re in payroll, human resources, or financial tech, Instant Payments delivers the conversations that matter to those powering real-time pay.
The podcast where we explore the intersection of payroll innovation, fintech disruption, and the future of work.
Hosted by Tal Clark, a fintech industry veteran and CEO of Instant, this series dives into the trends transforming how America’s hourly workforce gets paid—from earned wage access and digital payroll to the evolving role of employers in driving financial wellness.
Each episode features expert insights from HR leaders, fintech pioneers, enterprise employers, and industry analysts who are shaping what’s next in financial services. Whether you’re in payroll, human resources, or financial tech, Instant Payments delivers the conversations that matter to those powering real-time pay.
Latest Episodes:
Meet Tal Clark
Chief Executive Officer at Instant Financial and host of Instant Payments
Tal Clark is the driving force behind Instant Financial’s mission to improve financial wellness for frontline workers. With more than 30 years of experience in financial services, payments, and payroll innovation, Tal brings unmatched insight to the evolving world of payments. As CEO of Instant, he’s helped make on-demand pay a mainstream benefit—delivering meaningful impact for millions of employees and the businesses that depend on them. Before Instant, Tal led transformative initiatives at First Data (now Fiserv) and helped launch Money Network, the first platform to deliver electronic pay solutions to all employees. On this podcast, he sits down with innovators, leaders, and change-makers shaping the future of pay and financial wellness.
Watch our Latest Episode:
Ep. 01 Exploring Innovations in Restaurant Industry Payroll
In this debut episode, restaurant industry veteran David Alvarado joins Instant Financial CEO Tal Clark to discuss one of hospitality’s most persistent problems: cash-based tip distribution. Drawing from decades of experience—from his family’s restaurant kitchen to the executive ranks at Bloomin’ Brands—David shares how digital payout solutions are transforming operations, improving employee wellbeing, and redefining financial safety in the restaurant world. Tune in for real stories, practical insights, and a vision for a more efficient future.
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