Instant Financial

Make Everyday Payday. Talk to sales.

Give Your Team Control Over Their Pay

Instant brings earned wage access, digital tip payouts, and a virtual pay card together in one seamless platform.

Employees choose when and how they get paid, with free options that put more money in their pocket instead of paying fees.

woman smiling at phone with instant app and instant digital card wallet

Benefits of Using Instant

People work in hospitality for the fun and freedom of it, with full lives off the clock. Instant’s payment solutions are built to match that pace, helping you stay on top of your business and finances while giving your team the freedom they value.

Increase
Retention

85% of working Americans would stay at a job much longer than normal if they had immediate free access to their earned pay after every day’s work.*

*based on finding from Instant’s “Wages and Wellebing* Study, 2024.

Improve Time
Clock Behavior

85% of employees would be likely or very likely to arrive on time and work a full day If given immediate, free access to a portion of earned pay.*

*based on finding from Instant’s “Wages and Wellebing* Study, 2024.

Boost Employee
Morale

37% of employees say that same day access to pay would Improve job satisfaction at work*

*based on finding from Instant’s “Wages and Wellebing* Study, 2024.

Cut Recruiting
Costs

86% of working Americans would be more interested in applying for a job that pays them the same day they work.*

*based on finding from Instant’s “Wages and Wellebing* Study, 2024.

Amplify Employee
Engagement

77% of working Americans think it’s a big advantage in recruiting if a company is providing the option for employees to receive part of their pay every day.*

*based on finding from Instant’s “Wages and Wellebing* Study, 2024.

Companies Leading the Way With Flexible Pay

Benefits of Using Instant

Instant’s all-in-one pay platform gives every employee simple, secure access to their wages and tips when they need them. By removing barriers to pay, you help reduce stress, improve morale, and create a more engaged workforce. The result is a stronger business and a better experience for everyone.

Increase Retention

86% of working Americans would stay at a job much longer than normal if they had immediate free access to their earned pay after every day’s work.*
*based on finding from Instant’s “Wages and Wellebing* Study, 2024.
86%

Improve Time Clock Behavior

85% of employees would be likely or very likely to arrive on time and work a full day If given immediate, free access to a portion of earned pay.*
*based on finding from Instant’s “Wages and Wellebing* Study, 2024.
85%

Boost Employee Morale

37% of employees say that same day access to pay would Improve job satisfaction at work*
*based on finding from Instant’s “Wages and Wellebing* Study, 2024.
37%

Cut Reccuring Costs

86% of working Americans would be more interested in applying for a job that pays them the same day they work.*
*based on finding from Instant’s “Wages and Wellebing* Study, 2024.
86%

Amplify Employee Engagement

77% of working Americans think it’s a big advantage in recruiting if a company is providing the option for employees to receive part of their pay every day.*
*based on finding from Instant’s “Wages and Wellebing* Study, 2024.
77%

Stronger Retention. Higher Engagement. Better Results.

When employees have to wait on paychecks, they can feel financially stressed off the clock, causing them to seek out new jobs that meet their needs through faster pay. With Instant in your benefits package, you make it easy for part-time, salaried, and gig economy employees to say “yes” to working with you in an on-demand world.

With Instant, employees access their earnings without fees or waiting periods, giving them greater control over their finances. Employers see the impact too, with up to 20% higher retention and 30% more applicants. Redefining payday benefits everyone.

instant pay logo

Compete for top talent by offering faster access to earnings. With Instant Pay, your employees can:

  • Access wages before payday, free of fees
  • Make purchases anywhere Visa® is accepted
  • Transfer wages to a bank account
  • Track their pay and spending with the Instant app
young woman smiling at her phone
instant card logo

Stand out with Instant Tips, a faster and easier way to tip out employees!

  • Receive tips fast after every shift
  • Keep staff safe by going cashless
  • No integration — go live in days
  • Keep an audit trail of tips paid to staff
young restaurant server smiling holding plates of food
instant card logo

We believe getting the money you earned should be simple. With Instant Card, employees can:

  • Access money they have earned quickly, without fees.
  • Make purchases anywhere Visa® is accepted
  • Access over 37,000 surcharge-free ATMs
hand paying with instant digital card

Give your team more ways to take control of their money with financial wellness tools built into the Instant App.

  • Learn budgeting and personal finance basics
  • Access affordable health and wellness benefits
  • Grow savings with high-yield, FDIC accounts
  • Build credit with rent reporting and tools
young professional woman reviewing paperwork at her desk

Help Your Team
Stay & Succeed

When you offer Instant Pay as a benefit with free access, you give employees more control over their wages and greater financial confidence. It is hard to leave a workplace that supports financial freedom.

85%

of working Americans would stay at a job much longer than normal if they had immediate free access to their earned pay after every day’s work.*

*Instant Wages and Wellbeing Study, 2024

ENTER YOUR INFORMATION

1
1000
20,000
0%
10%
200%
$0
$5000
$10,000
TOTAL COST SAVINGS:
$0
ANNUALLY
*total BASED on assumptions and CALCULATED AVERAGES.

Stop Turnover From Draining Your Budget

Use our turnover and savings calculator to find out how much you could save each year by keeping more of your employees.

No Need to
Pause Payroll

Instant integrates seamlessly with leading payroll and HCM systems, making set-up seamless. Plus, we’re compliant with wage and labor laws in all 50 states.

Boost Your
Bottom Line

With an on-demand pay solution that cares about your bottom line, you can save on recruiting costs, onboarding, and training new workers.

We’re Passionate About Payday

We’re Passionate About Payday

Additional Resources

Still on the fence about financial freedom for you and your employees? We get it. Here are some recent studies, fact sheets, and more to help paint the picture of what a revolutionized payday can do for you.
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