Instant Financial

Make Everyday Payday. Talk to sales.

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Instant Pay Solutions For Restauants and QSR

Two weeks is too long. What’s one thing you can do to make your team happier, more engaged, and less stressed financially? Instant restaurant payroll solutions.

Why Restaurants and QSR Choose Instant

The bartenders, baristas, servers, hosts, and managers who keep your business running deserve the best benefit you can provide: financial freedom. When they clock out, they can get paid instantly.

 

  • Automated tipping: eliminate manual tip calculations, pooling and payouts 
  • Go cashless: Reduce cash handling costs and security risks
  • Back to business: Improved productivity and attendance
  • Talk of the town: Attract and retain top talent
  • Hands-Free Finances: Digital payroll and tips management efficiency

Increase Retention

86% of working Americans would stay at a job much longer than normal if they had immediate free access to their earned pay after every day’s work.*
*based on finding from Instant’s “Wages and Wellebing* Study, 2024.
86%

Improve Time Clock Behavior

85% of employees would be likely or very likely to arrive on time and work a full day If given immediate, free access to a portion of earned pay.*
*based on finding from Instant’s “Wages and Wellebing* Study, 2024.
85%

Boost Employee Morale

37% of employees say that same day access to pay would Improve job satisfaction at work*
*based on finding from Instant’s “Wages and Wellebing* Study, 2024.
37%

Cut Reccuring Costs

86% of working Americans would be more interested in applying for a job that pays them the same day they work.*
*based on finding from Instant’s “Wages and Wellebing* Study, 2024.
86%

Amplify Employee Engagement

77% of working Americans think it’s a big advantage in recruiting if a company is providing the option for employees to receive part of their pay every day.*
*based on finding from Instant’s “Wages and Wellebing* Study, 2024.
77%

The Instant Platform

Benefits of Using Instant

People work in hospitality for the fun and freedom of it, with full lives off the clock. Instant’s payment solutions are built to match that pace, helping you stay on top of your business and finances while giving your team the freedom they value.

Increase
Retention

85% of working Americans would stay at a job much longer than normal if they had immediate free access to their earned pay after every day’s work.*

*based on finding from Instant’s “Wages and Wellebing* Study, 2024.

Improve Time
Clock Behavior

85% of employees would be likely or very likely to arrive on time and work a full day If given immediate, free access to a portion of earned pay.*

*based on finding from Instant’s “Wages and Wellebing* Study, 2024.

Boost Employee
Morale

37% of employees say that same day access to pay would Improve job satisfaction at work*

*based on finding from Instant’s “Wages and Wellebing* Study, 2024.

Cut Recruiting
Costs

86% of working Americans would be more interested in applying for a job that pays them the same day they work.*

*based on finding from Instant’s “Wages and Wellebing* Study, 2024.

Amplify Employee
Engagement

77% of working Americans think it’s a big advantage in recruiting if a company is providing the option for employees to receive part of their pay every day.*

*based on finding from Instant’s “Wages and Wellebing* Study, 2024.

The Instant Platform

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Earned Wage Access (EWA)

Say goodbye to the two-week pay period with earned wage access. Today’s workers demand a faster payment solution, and we’re here to provide it. With our EWA payment model, employees receive their money as they earn it, eliminating the pointless and often stressful waiting period between pay cycles. 

With deposits sent directly to employees at the end of every shift, earned wage access allows for the financial freedom and flexibility that your staff deserves. 

The Instant Platform

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Digital Tipping Disbursement

Our streamlined tipping solution allows for fast and easy access to earned tips. Digital tipping disbursement allows for both quicker access to funds for employees and added ease of payments with less reliance on cash for employers.

The Instant Platform

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Electronic Payroll Cards

With our hospitality electronic payroll cards, you can simplify your payroll process and grant financial flexibility. These digital and physical cards offer secure instant access to wages. 

This hospitality payroll solution avoids the hassle of traditional banking while still taking advantage of features like online bill payments and shopping, transferring funds to bank accounts, and accessing ATMs.

The Instant Platform

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Instant Financial Wellness

Support your team beyond payday with Instant’s suite of 5 best-in-class financial wellness tools—available directly in the Instant App. From high-yield savings and credit-building solutions to affordable health benefits, these tools empower employees to reduce stress, stay focused, and feel valued. It’s a smart way to boost retention, reduce absenteeism, and show your workforce that their wellbeing matters.

Seamless Integration with Your Existing Systems

The traditional pay cycle will soon be a thing of the past, and we know we have the infrastructure to support — and shape — the new payday. To make it an easy yes for you and your team, we integrate seamlessly with payroll systems and schedules you already use.

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Success Stories from Restaurant Industry Leaders

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Powered by the Instant App

With the Instant app, your employees can:

Get paid the same day they worked

Receive notifications when their pay is ready

Track pay and spending

Transfer money to a bank account

Pay bills and make purchases online

Use Instant account for savings

instant app on phone screen

Powered by the Instant App

With the Instant app, your employees can:

Get paid the same day they worked

Receive notifications when their pay is ready

Track pay and spending

Transfer money to a bank account

Pay bills and make purchases online

Use Instant account for savings

google play logo
app store logo

Success Stories from Restaurant Leaders

instant app on phone screen

Powered by the Instant App

With the Instant app, your employees can:

Get paid the same day they worked

Track pay and spending

Pay bills and make purchases online

Transfer money to a bank account

Receive notifications when their pay is ready

Use Instant account for savings

google play logo
app store logo

What Makes Instant the Right Choice

instant logo

Instant tips and wage access for employees

Seamless, top-tier digital tipping experience

All-in-one platform designed for simplicity and efficiency

White-glove onboarding and ongoing  customer support
Other Solutions

Outdated paper checks and rigid bi-weekly pay schedules

Delays moving money from registers to bank to your team

Hours lost manually counting and managing cash tips

Managers are stretched thin with manual admin burdens

Insights for Restaurant & QSR Industry Professionals

Like anyone forging the same path in life, restaurant folks get each other. Hear from people like you in the industry who believe in our payday revolution.

Frequently Asked Questions by Restaurant Leaders

Got questions about how our solutions work for your industry? We have answers.

No. Our systems don’t change the nature of your business as a restaurant. Earned wage access simply gives employees access to the wages they’ve already earned. (In other words, why wait until payday?)

If you pay every other Friday and a team member needs funds the Friday before, they can access their earnings. That means tips from Sunday brunch, Monday trivia, and Thursday happy hour are ready when they are — helping them cover what matters most, right when they need it.

Most likely! Instant works with a growing network of payroll and HCM systems. Curious if we’re compatible with yours? Learn more here.

Yes! We are compliant with all wage and labor laws in all 50 states. We also support underage and unbanked workers!

Ready to make a difference in the lives of your employees?

Schedule a quick chat with the Instant team and learn how earned wage access can help improve employee experience instantly.