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Earned Wage Access and Digital Tips at Scale: Lessons from a 30,000-Employee Organization

There’s a common misconception in the restaurant industry: Earned wage access (EWA) and digital tips may work for small operators,...

Employees gather around to discuss the new CFPB ruling on EWA

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CFPB Earned Wage Access Ruling Explained: What Employers Need to Know

In December 2025, the Consumer Financial Protection Bureau (CFPB) issued an interpretive rule on earned wage access (EWA) that employers...

A table server talking to diners at an outdoor restaurant.

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2026 Guide to Payroll Management Best Practices for Restaurants

Looking for payroll management best practices for restaurants in 2026? We've compiled...
restaurant workers using Instant–the best restaurant tipping software to payout tips

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Instant vs. TipHaus: Which is the Best Restaurant Tipping Software?

Running a restaurant means juggling dozens of moving parts every single day. Between managing cash at the end of busy...

illustration of a hand holding an employee paycard in which they receive a portion of their wages after each day they work.

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Learn How to Get Paid Daily

Imagine the freedom you would have if you could access your paycheck exactly when you need it instead of waiting...

Instant Payments Podcast host Tal Clark talks to Matt Umholtz of AllianceHCM about earned wage access

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Rethinking What Hourly Workers Need Most

In part two of our Instant Payments Podcast with Matt Umholtz, President of AllianceHCM, the conversation dove deep into two...

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Why Labor Cost Control Matters More in the Restaurant Industry

Controlling labor costs is a key tactic in driving margins for restaurant operators....
the role of earned wage access in staffing redeployment

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The Hidden Profit Center in Staffing: Redeployment

When staffing leaders talk about growth, most of the focus falls on bringing in new candidates and filling more jobs....
earned wage access compliance

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EWA Provider Selection: Compliance Guide for Payroll Professionals

Instant Financial’s survey finds that earned wage access programs contribute positively to employer retention and recruitment efforts....