Instant Financial

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Serve Your Servers.
Hospitality Payroll Solutions.

The best benefit you can provide to your staff of concierges, caterers, cleaners, entertainers, and other shift workers is financial freedom. Keep your employees happy, engaged, and financially stress-free with our hospitality payroll solutions

Why the Hospitality Industry Choose Instant

People work in hospitality for the fun and freedom of it, with full lives off the clock. Instant’s payment solutions are built to match that pace, helping you stay on top of your business and finances while giving your team the freedom they value.

 

  • Stress-Free Staff: Improve employee financial wellness 
  • Committed Team: Better hospitality retention numbers
  • Back to Business: Improved productivity and attendance
  • Talk of the Town: Attract top talent
  • Hands-Free Finances: Digital payroll and tips management efficiency

Increase Retention

86% of working Americans would stay at a job much longer than normal if they had immediate free access to their earned pay after every day’s work.*
*based on finding from Instant’s “Wages and Wellebing* Study, 2024.
86%

Improve Time Clock Behavior

85% of employees would be likely or very likely to arrive on time and work a full day If given immediate, free access to a portion of earned pay.*
*based on finding from Instant’s “Wages and Wellebing* Study, 2024.
85%

Boost Employee Morale

37% of employees say that same day access to pay would Improve job satisfaction at work*
*based on finding from Instant’s “Wages and Wellebing* Study, 2024.
37%

Cut Reccuring Costs

86% of working Americans would be more interested in applying for a job that pays them the same day they work.*
*based on finding from Instant’s “Wages and Wellebing* Study, 2024.
86%

Amplify Employee Engagement

77% of working Americans think it’s a big advantage in recruiting if a company is providing the option for employees to receive part of their pay every day.*
*based on finding from Instant’s “Wages and Wellebing* Study, 2024.
77%

Benefits of Using Instant

People work in hospitality for the fun and freedom of it, with full lives off the clock. Instant’s payment solutions are built to match that pace, helping you stay on top of your business and finances while giving your team the freedom they value.

Increase
Retention

85% of working Americans would stay at a job much longer than normal if they had immediate free access to their earned pay after every day’s work.*

*based on finding from Instant’s “Wages and Wellebing* Study, 2024.

Improve Time
Clock Behavior

85% of employees would be likely or very likely to arrive on time and work a full day If given immediate, free access to a portion of earned pay.*

*based on finding from Instant’s “Wages and Wellebing* Study, 2024.

Boost Employee
Morale

37% of employees say that same day access to pay would Improve job satisfaction at work*

*based on finding from Instant’s “Wages and Wellebing* Study, 2024.

Cut Recruiting
Costs

86% of working Americans would be more interested in applying for a job that pays them the same day they work.*

*based on finding from Instant’s “Wages and Wellebing* Study, 2024.

Amplify Employee
Engagement

77% of working Americans think it’s a big advantage in recruiting if a company is providing the option for employees to receive part of their pay every day.*

*based on finding from Instant’s “Wages and Wellebing* Study, 2024.

The Instant Platform

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Earned Wage Access (EWA)

Say goodbye to the two-week pay period with earned wage access. Today’s workers demand a faster payment solution, and we’re here to provide it. With our EWA payment model, employees receive their money as they earn it, eliminating the pointless and often stressful waiting period between pay cycles. 

With deposits sent directly to employees at the end of every shift, earned wage access allows for the financial freedom and flexibility that your staff deserves.

The Instant Platform

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Digital Tipping Disbursement

Our streamlined tipping solution allows for fast and easy access to earned tips. Digital tipping disbursement allows for both quicker access to funds for employees and added ease of payments with less reliance on cash for employers.

The Instant Platform

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Electronic Payroll Cards

With our hospitality electronic payroll cards, you can simplify your payroll process and grant financial flexibility. These digital and physical cards offer secure instant access to wages. 

This hospitality payroll solution avoids the hassle of traditional banking while still taking advantage of features like online bill payments and shopping, transferring funds to bank accounts, and accessing ATMs.

The Instant Platform

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Instant Financial Wellness

Support your team beyond payday with Instant’s suite of 5 best-in-class financial wellness tools—available directly in the Instant App.

From high-yield savings and credit-building solutions to affordable health benefits, these tools empower employees to reduce stress, stay focused, and feel valued. It’s a smart way to boost retention, reduce absenteeism, and show your workforce that their wellbeing matters.

The Instant Platform

Seamless Integration with Your Existing Systems

The traditional pay cycle will soon be a thing of the past, and we know we have the infrastructure to support — and shape — the new payday. To make it an easy yes for you and your team, we integrate seamlessly with payroll systems and schedules you already use.

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Why HR leaders love earned wages access for hospitality

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There’s an App for That

Introducing the Instant pay app. Available on iOS and Android. Made with you in mind.

Get notified when your earned pay is ready.

Track your pay and spending habits.

Transfer money to your bank account.

Pay bills and make purchases online.

Use your Instant account for savings.

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Powered by the Instant App

With the Instant app, your employees can:

Get paid the same day they worked

Receive notifications when their pay is ready

Track pay and spending

Transfer money to a bank account

Pay bills and make purchases online

Use Instant account for savings

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Success Stories from Hospitality Leaders

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Powered by the Instant App

With the Instant app, your employees can:

Get paid the same day they worked

Track pay and spending

Pay bills and make purchases online

Transfer money to a bank account

Receive notifications when their pay is ready

Use Instant account for savings

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app store logo

What Makes Instant the Right Choice

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Responsible on-demand wage access for employees

Seamless, best-in-class digital tipping experience

Intuitive platform designed for power and simplicity

Dedicated onboarding and customer success support
Other Solutions

Delays from paper checks and bi-weekly pay cycles

Cash flow bottlenecks between the register, the bank, and your team

Time lost manually calculating and distributing cash tips

Managers are stretched thin with inventory, training, shift coverage, and HR support

Insights for Hospitality Industry Professionals

No one understands your business like you. Hear from other professionals in hotels, spas, resorts, and entertainment about why they stick with Instant.

Frequently Asked Questions by Hospitality Leaders

Got questions about how our solutions work for your industry? We have answers.

No. Our systems don’t change the nature of your business in hospitality. Earned wage access simply gives employees access to the wages they’ve already earned in that pay period (a.k.a., why wait ‘til payday?) If you pay every other Friday and your team needs quick cash tomorrow, they can access what they’ve earned so far in that pay period. Then they can use that money to afford whatever they need. 

Most likely! Instant works with many commonly used payroll and HCM systems. Curious if we’re compatible with yours? Learn more here.

Yes! We are compliant with all wage and labor laws in all 50 states.

Ready to make a difference in the lives of your employees?

Schedule a quick chat with the Instant team and learn how earned wage access can help improve employee experience instantly.