Instant Financial

Make Everyday Payday. Talk to sales.

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Instant Financial
Wellness Platform

Boost your employee retention and adoption by offering a comprehensive suite of best-in-class financial wellness tools directly available to employees in the Instant App. 

Financial Wellness Is in Our DNA

Through earned wage access, digital tips, and modern paycards, Instant has been dedicated to improving the daily lives of frontline workers.

Financial Wellness is a natural extension of that commitment—designed to reduce financial stress, support overall wellbeing, and foster a healthier, happier workplace culture.

Improve Employee Recruitment

Show candidates you’re invested in their future. Job seekers are increasingly prioritizing employers who support long-term financial growth—not just short-term pay.

Increase Employee Retention

Help employees save—and stay. When workers feel supported in reaching financial stability and personal goals, they’re more likely to stay loyal to your company.

Reduce Absenteeism

More financial stable and healthier employees mean fewer missed shifts, more dependable scheduling, and a more engaged, present workforce.

 

Turn Your Employees Into Advocates

When you offer modern, tech-enabled benefits that truly support financial and overall wellness, employees take notice and proudly share their positive experience, boosting your brand’s reputation.

How Instant Pay Helps Your Business

Through earned wage access, digital tips, and modern paycards, Instant has been dedicated to improving the daily lives of frontline workers.

Financial Wellness is a natural extension of that commitment—designed to reduce financial stress, support overall wellbeing, and foster a healthier, happier workplace culture.

Improve Employee
Recruitment

Show candidates you’re invested in their future. Job seekers are increasingly prioritizing employers who support long-term financial growth—not just short-term pay.

Increase Employee
Retention

Help employees save—and stay. When workers feel supported in reaching financial stability and personal goals, they’re more likely to stay loyal to your company.

Reduce
Absenteeism

More financial stable and healthier employees mean fewer missed shifts, more dependable scheduling, and a more engaged, present workforce.

Turn Your Employees
Into Advocates

When you offer modern, tech-enabled benefits that truly support financial and overall wellness, employees take notice and proudly share their positive experience, boosting your brand's reputation.

A Financial Wellness Platform to 
Empower Employees

With 65% of Americans living paycheck-to-paycheck, access to free or low cost financial wellness tools is an important benefit to help employees achieve financial independence. Instant has partnered with 5 unique, best-in-class financial wellness product providers to offer tools that promote saving, build credit, and enhance financial health and well-being.

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Financial Education & Literacy

Your employees can learn the basics of personal finance from practical money skills to understand how to create a budget with the help from the professionals at Practical Money Skills. 

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Health & Wellbeing Benefits

Not every employee falls under the same benefits package, especially part-timers. Welcome Tech provides telemedicine access, prescription discounts, discounts on vision and dental services, and access to mental health resources at a low monthly cost to the employee and no extra cost to the employer.

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High-Yield 
Savings Accounts

Most standard savings accounts offer less than 1% interest. Engine by MoneyLion allows your employees to choose from the top high-yield savings account offers from the top institutions. Interest rates up to 5% and funds are FDIC-insured. There are low balance minimums and no monthly fees. 

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Credit Builder

Building credit can be difficult, but Engine by MoneyLion gives your employees an opportunity to improve their credit by giving them access to a variety of credit builder products. Those products help employees improve their credit by reporting on-time loan or credit card payments to one or more of the major credit bureaus. No credit score is required to get started.  

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Free
Rent Reporting

With the overwhelming majority of US-based line level employees renting a home or apartment, there is a missed opportunity for credit building through rent payments. Self, Inc. can help your employees by reporting on-time rent payments to all three major credit bureaus for free.

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Want to see who we work with?

Explore our partnerships here.

The Brands Revolutionizing the Way People Get Paid

Make Everyday Payday

We’re Passionate About Payday

The Benefits of Financial Wellness Tools for Employees

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Read Our One Pager About the Benefits of Payroll Cards for Employees

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Powered by the Instant App

With the Instant app, your employees can:

Get paid the same day they worked

Track pay and spending

Pay bills and make purchases online

Transfer money to a bank account

Receive notifications when their pay is ready

Use Instant account for savings

instant app on phone screen

Powered by the Instant App

With the Instant app, your employees can:

Get paid the same day they worked

Track pay and spending

Pay bills and make purchases online

Transfer money to a bank account

Receive notifications when their pay is ready

Use Instant account for savings

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How do we know Instant Pay works?

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Ready to make a difference in the lives of your employees?

Schedule a quick chat with the Instant team and learn how earned wage access can help improve employee experience instantly.

The Instant Platform

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Instant Pay

Your employees want the freedom of being paid when they want and to how they want. Not everyone can afford to wait a week or two until payday.

The Instant Platform

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Instant Tips

An easy to use and fast digital tipping software that enables payroll managers to payout staff tips at the end of their shift. No cash, no hassle.

The Instant Platform

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Instant Card

Available to 100% of employees, Instant Card is a physical and virtual Visa® payroll card, to give employees a secure and efficient way to receive, access, and manage their wages.

The Instant Platform

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Instant Financial Wellness

Boost your employee retention and adoption by offering a comprehensive suite of best-in-class financial wellness tools directly available to employees in the Instant App.

Financial Freedom Starts With Access

Financial wellness begins with having control over your own earnings and finances. By removing financial stress, we empower workers to focus on what matters most, both at work and in life.

Ready to make a difference in the lives of your employees?

Schedule a quick chat with the Instant team and learn how earned wage access can help improve employee experience instantly.